A valuable quick-reference fact-finder for agents, brokers, actuaries, underwriters, and ordinary consumers, this handbook defines approximately 4500 key terms used in the insurance industry. Definitions apply to life, health, property, and casualty insurance, as well as to home owners` and tenants` insurance, professional liability insurance, pension plans, and individual retirement accounts. Purchase of insurance policies constitutes a major lifetime expenditure for the average consumer, and an important function of this book is to help non-experts understand what they need and exactly what they are buying when they purchase insurance. Author Harvey Rubin, a Chartered Life Underwriter and Chartered Property and Casualty Underwriter, opens with an overview of the insurance industry that points out the many financial instruments available from insurance companies to businesses, professionals and average consumers. He devotes the remainder of this book to definitions, descriptions,