High Quality Content by WIKIPEDIA articles! Girdap or Ghirdap (Bulgarian: Гирдап) was the first privately-owned Bulgarian bank. Established in Ruse in 1881, until its closure in 1925 it was one of the two large Bulgarian banks which relied on capital that was both private and local, along with the Bulgarian Commercial Bank. Prior to the Balkan Wars and World War I, Girdap was among the six largest banks in Bulgaria, and during the wars its financial group was the most influential in the country.