High Quality Content by WIKIPEDIA articles! The case involves the Federal Credit Union Act, 12 U.S.C. §§ 1751 -1759k, which limits federal credit union membership to “groups having a common bond of occupation or association, or to groups within a well-defined neighborhood, community or rural district.” 12 U.S.C. § 1759. NCUA, defines three permitted types of common bonds: occupational, associational, and community. Until 1982, federal credit unions formed along occupational lines consisted of the employees of one employer. In 1982, NCUA announced a multiple group occupational credit union policy that resulted in large, interstate, credit unions that offer banks competition for consumer products and services.

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