High Quality Content by WIKIPEDIA articles! Raiffeisenlandesbank (abbreviated RLB) is the umbrella term for a number of Austrian Landesbanken. Each state has their own Raiffeisenlandesbank, with only Vienna and Lower Austria sharing one. In Carinthia exists a second Landesbank, the "Zveka Bank", serving the Slovene minority. The Raiffeisenlandesbanks are carried by the credit unions of the respective state. The Raiffeisenlandesbanks are owned by their respective member banks (i.e. all credit unions in the state) and together they own the Raiffeisen Zentralbank.