Too many smart people let their finances happen to them in a haphazard fashion. When they want to buy something, they examine their checkbook balance, and if there is a sufficient amount to cover the purchase, a few bucks quickly slip away. If the checkbook is devoid of sufficient resources, they revert to Plan B: pull out the plastic money. All of this happens with little regard for the fact that the future is fraught with money-hungry obligations and opportunities.These misguided people have no idea why they are always broke. They may not even realize some of the ways they lose the money they make. As a result, they are destined to live in the proverbial "poorhouse," or at least well below their potential. It is a shame too, because it does not have to be that way. you need to control your money or it will control you. This book will show you how to do that.